Your health accounts are your money — but only if you can prove how you spent it. UIOLI turns your receipts into records that hold up, so nothing expires unspent and nothing gets lost.
Get early accessPhotograph any receipt — today's pharmacy run or one from years back. It's read privately, on your phone.
Every line item gets a clear answer: eligible, needs a doctor's letter, or not covered — with the reason, in plain language.
Confirmed expenses build a running balance of money you can take back — this year from your FSA, any year from your HSA. Records stay with you, exportable at tax time.
FSA money that isn't spent by the deadline goes back to the plan. HSA money you paid out of pocket for stays claimable forever — if you kept the proof. Most people lose track of both. That's the entire reason this app exists.
Like aioli, with a U. It stands for "use it or lose it" — the rule this app exists to beat.
They're read on your phone, not on our servers. What's stored is your record — encrypted, kept for seven years, yours to export or delete.
Often, yes. For HSAs there's no deadline to reimburse yourself — but the expense must date from after your HSA was first opened, and it can't have been reimbursed elsewhere or claimed on your taxes. UIOLI checks the dates for you, so you know which old receipts count before you count on them.
No. Your money stays at your bank or with your plan. UIOLI keeps the records that let you claim it.
Free during the beta.